Special Plans

Financial Doctor also has a special plan.

Special Plans

Financial Doctor provide students plan, wealth plan, millionair baby plan, saving / investment and umbrella plan. Have a question about your policy or need help with something? You’ve come to the right place.

Coverage Adapted To Your Needs

Student Plan

Students who come from a country where purchasing health insurance is not the norm may be overwhelmed at first when trying to answer questions about what is student insurance. International students who have a few moments to spare can sit back, continue reading and walk away with the answer to what is student insurance.

Key benefits

  • Doctor visits
  • Hospitalization
  • Emergency Medical Evacuation
  • Repatriation of Remains
Want to know more about this can contact our agent

Wealth Plan

Wealth insurance ensures that you receive a lump sum amount of money at the maturity of the Policy. In the unfortunate event of death during the term of the policy, your family receives lump sum amount, called the Sum Assured. Wealth planning is a mix of tax planning, wealth protection, estate planning and business succession planning and relates to your total worldwide wealth.

Benefits of wealth insurance

  • Regular savings
  • Protection
  • Tax benefits
Want to know more about this can contact our agent

Millionair Baby Plan

The Million Dollar Baby Plan is a participating whole life insurance policy for your child, that has a guaranteed cash value, and pays a tax-free dividend every year. The funds can be used for: education, a down-payment on their first home, opening a business, and so much more. Which includes protecting the family as well as investing in their future. When you, your child, or even your grandchild needs financial security, we can help. Our experts specialize in making sure that your money is not only safe, but grows in a steady and tax-advantaged environment. 

Want to know more about this can contact our agent

Savings & Investing Plan

Saving and investing often are used interchangeably, but there is a difference. Saving is setting aside money you don’t spend now for emergencies or for a future purchase. Investing is buying assets such as stocks, bonds, mutual funds or real estate with the expectation that your investment will make money for you.

An employee savings plan (ESP) is a pooled investment account provided by an employer that allows employees to set aside a portion of their pre-tax wages for retirement services.

want to know more about this can contact our agent

Umbrella Plan

An umbrella insurance policy is extra liability insurance coverage that goes beyond the limits of the insured’s homeowners, auto or watercraft insurance. It provides an additional layer of security to those who are at risk of being sued for damages to other people’s property or injuries caused to others in an accident.

It provides an additional layer of security to those who are at risk of being sued for damages to other people’s property or injuries caused to others in an accident.

want to know more about this can contact our agent

Need personalized advice?

A advisor can explain each in detail and help you to choose the right investments to reach your savings goals.

Other Services

Life Insurance

Life insurance is an important part of a complete financial portfolio and essential to all good planning whether it be to protect your family against a sudden loss of income.

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Insurance that invest in one or more underlying assets, such as a mutual fund. Unlike mutual funds, segregated funds provide a guarantee to protect part of the money you invest

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Special Plan

Financial Doctor provide:

  • Students plan
  • Wealth plan
  • Millionair baby  plan
  • Saving / investment plan
  • Umbrella plan

Read More

Frequently Asked Questions

What is the meaning of insurance?
Insurance is a protection against financial loss arising on the happening of an unexpected event. Insurance companies collect premiums to provide for this protection and losses are paid out of the premiums collected from the insuring public.
Why do I need Insurance?
Insurance is a hedge against the occurrence of unforeseen incidents. Insurance products help you in not only mitigating risks but also helps you by providing a financial cushion against adverse financial burdens suffered.
Why should one cover oneself immediately ?
Accidents and mishaps can occur anytime and anywhere. It is important to identify the risks faced and insure oneself against these at the earliest.
How to Choose the Best Term Plan?
While selecting a term plan, you need to look for the following and ensure that your family has the best financial protection with the term plan:

Claim settlement record of a life insurance company indicates the ultimate moment of truth for the customer. Claim settlement record can be assessed through a percent number (Claim Settlement Ratio) released by IRDAI (Insurance Regulatory and Development Authority India) every year.

How much life cover do I need?
The life cover you need depends on your current annual income. We recommend that a life cover equivalent to 10-15 times your annual income is sufficient to provide for a safe future for your family.
If budget is a problem, you could go for monthly premium payment option over a yearly commitment. However, it is important to have a sufficient life cover so that your family’s financial security is not compromised.
What is Critical illness benefit ?
If you are ever diagnosed with a critical illness, it can affect you physically, emotionally and financially. The optional benefit of covering 34 Critical Illnesses such as cancer, heart attack and kidney failure for a maximum of 30 years without any change in premium. But here’s the best part – It gives full claim payout on the first diagnosis of any of the covered 34 Critical Illnesses. No Hospital Bills required. This amount can also safeguard your family against the loss of income arising out of the illness.
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