Will & Estate Planning

Preparing a will is a key step in planning for what happens when you pass away

Will & Estate Planning

A will is a document that says what you want done with your property when you die. Examples of property that wills deal with include real estate, money, investments, and personal and household belongings that you own. You can change your will at any time. A will has no legal effect until you die. Every adult who owns assets or has a spouse or young children should have a will. But surprisingly, many people don’t. The few hours you spend preparing a will and planning your estate could save your spouse, children, and other beneficiaries much time, effort, and money.

Did You Know?

More than 55% of adults do not have a will and without a will the estate will be distributed according to the law. To help families avoid this problem, we are pleased to announce its newest online planning tool, Will Prep. Our clients can use Will Prep to access a comprehensive set of online legal documents allowing them to protect themselves, their property and their loved ones. We partnered with Legal to provide a sophisticated online document preparation system designed specifically for our clients.

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What’s Included

Will Prep includes three essential legal documents: a Basic Will, Enduring Power of Attorney and a Health Care Directive.

Who Can Use It

What’s Included? Who Can Use It? All new and existing clients in the Canada will have unlimited access to Will Prep allowing them to create legal documents and modify existing documents when needed.

If you don’t prepare a will

If you pass away without having made a will, the law says how your property will get distributed, and who has the right to “administer” your affairs. Our information on when someone dies without a will (no. 177) explains how these rules work, and how it can make things more difficult (and more costly) for your loved ones.

What Makes Our Will Prep Different From Other Online Legal Service Providers

Most online legal services provide you with ‘off-the-shelf’ or ‘flat form’ legal documents that will be relatively inflexible to your particular circumstances. Will Prep’s LawAssure system asks you a series of easy-to-answer questions each with helpful explanations and examples. Based on your responses, the system drafts and tailors the required clauses to create a document suitable for your circumstances while offering a “live preview” to ensure your responses are used in the right context.

Need personalized advice?

Our Customer Service Personnel are ready to answer your
enquirers and provide assistance to you.

Other Services

Life Insurance

Life insurance is an important part of a complete financial portfolio and essential to all good planning whether it be to protect your family against a sudden loss of income.

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Insurance that invest in one or more underlying assets, such as a mutual fund.Unlike mutual funds, segregated funds provide a guarantee to protect part of the money you invest

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Special Plan

 Financial Doctor provide:

  • Students plan
  • Wealth plan
  • Millionair baby  plan
  • Saving / investment plan
  • Umbrella plan

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Frequently Asked Questions

What is the meaning of insurance?
Insurance is a protection against financial loss arising on the happening of an unexpected event. Insurance companies collect premiums to provide for this protection and losses are paid out of the premiums collected from the insuring public.
Why do I need Insurance?
Insurance is a hedge against the occurrence of unforeseen incidents. Insurance products help you in not only mitigating risks but also helps you by providing a financial cushion against adverse financial burdens suffered.
Why should one cover oneself immediately ?
Accidents and mishaps can occur anytime and anywhere. It is important to identify the risks faced and insure oneself against these at the earliest.
How to Choose the Best Term Plan?

While selecting a term plan, you need to look for the following and ensure that your family has the best financial protection with the term plan:

Claim settlement record of a life insurance company indicates the ultimate moment of truth for the customer. Claim settlement record can be assessed through a percent number (Claim Settlement Ratio) released by IRDAI (Insurance Regulatory and Development Authority India) every year.

How much life cover do I need?
The life cover you need depends on your current annual income. We recommend that a life cover equivalent to 10-15 times your annual income is sufficient to provide for a safe future for your family.
If budget is a problem, you could go for monthly premium payment option over a yearly commitment. However, it is important to have a sufficient life cover so that your family’s financial security is not compromised.
What is Critical illness benefit ?
If you are ever diagnosed with a critical illness, it can affect you physically, emotionally and financially. The optional benefit of covering 34 Critical Illnesses such as cancer, heart attack and kidney failure for a maximum of 30 years without any change in premium. But here’s the best part – It gives full claim payout on the first diagnosis of any of the covered 34 Critical Illnesses. No Hospital Bills required. This amount can also safeguard your family against the loss of income arising out of the illness.
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