Work Place Health Insurance

We believe that a healthy workforce is integral to the success of any business.

Work Palce Health Insurance

We believe that a healthy workforce is integral to the success of any business. That’s why we offer the products and services you need to help keep you and your family healthy. Consider it an investment into your well-being.

Health & Dental

Dental

Covers a portion of all dental work, from routine checkups to more extensive dental work.

Drugs

Reimburses you for a portion of most prescription drug expenses.

Basic accidental death and dismemberment insurance

Accident insurance pays a benefit if you die or suffer a loss (dismemberment) as the result of an accident. These benefits are paid in addition to any life insurance benefits you are entitled to receive.

Travel

Covers medical and related expenses that you incur if you or a family member suffers a medical emergency while travelling out of your home province. Covers such items as hospital and doctors’ fees and transportation expenses that relate to a medical emergency.

Paramedical

Covers eligible paramedical expenses. These may include, for example, the services of chiropractors, physiotherapists and other medical professionals, depending on your plan.

Hospital expenses in your province

Helps cover the costs of hospital care expenses in the province you live in that are not covered by the provincial plan.

Dependent life

Dependent life pays a lump sum benefit in the event of death of a spouse or a child.

Vision care

Covers all or a portion of the cost of prescription eyeglasses or lenses.

Basic life insurance

If you die, your life insurance coverage will pay a tax-free lump sum benefit to your designated beneficiary or beneficiaries.

Medical services and equipment

Provides coverage for services and equipment considered necessary by your physician.

Need personalized advice?

Our Customer Service Personnel are ready to answer your
enquirers and provide assistance to you.

Talk With An Agent

Life Insurance

Life insurance is an important part of a complete financial portfolio and essential to all good planning whether it be to protect your family against a sudden loss of income.

Investments

Insurance that invest in one or more underlying assets, such as a mutual fund.Unlike mutual funds, segregated funds provide a guarantee to protect part of the money you invest

Special Plan

Financial Doctor provide:

Students plan
Wealth plan
Millionair baby plan
Saving / investment plan
Umbrella plan

Frequently Asked Questions

What is the meaning of insurance?

Insurance is a protection against financial loss arising on the happening of an unexpected event. Insurance companies collect premiums to provide for this protection and losses are paid out of the premiums collected from the insuring public.

Why do I need Insurance?

Insurance is a hedge against the occurrence of unforeseen incidents. Insurance products help you in not only mitigating risks but also helps you by providing a financial cushion against adverse financial burdens suffered.

Why should one cover oneself immediately ?

Accidents and mishaps can occur anytime and anywhere. It is important to identify the risks faced and insure oneself against these at the earliest.

How to Choose the Best Term Plan?

While selecting a term plan, you need to look for the following and ensure that your family has the best financial protection with the term plan:

Claim settlement record of a life insurance company indicates the ultimate moment of truth for the customer. Claim settlement record can be assessed through a percent number (Claim Settlement Ratio) released by IRDAI (Insurance Regulatory and Development Authority India) every year.

How much life cover do I need?

The life cover you need depends on your current annual income. We recommend that a life cover equivalent to 10-15 times your annual income is sufficient to provide for a safe future for your family.
If budget is a problem, you could go for monthly premium payment option over a yearly commitment. However, it is important to have a sufficient life cover so that your family’s financial security is not compromised.

What is Critical illness benefit ?

If you are ever diagnosed with a critical illness, it can affect you physically, emotionally and financially. The optional benefit of covering 34 Critical Illnesses such as cancer, heart attack and kidney failure for a maximum of 30 years without any change in premium. But here’s the best part – It gives full claim payout on the first diagnosis of any of the covered 34 Critical Illnesses. No Hospital Bills required. This amount can also safeguard your family against the loss of income arising out of the illness.